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Between 2012 and 2017, £3.2 billion worth of engagement or wedding rings were lost, with this in mind the AA release their top tips and advice to inform engaged and married couples.
The average Brit spends £1,483 on an engagement ring, according to research between the years 2012 and 2017, 10% of married couples lost an engagement or wedding ring, worth a combined £3.2billion!
Across the UK, Londoners are splashing out the most on a ring, with the average cost racking up to a total of £2,278, and men are also twice as likely to lose their wedding rings than women. Jack Cousens, insurance spokesman for AA Insurance services, says; "Buying that dream ring is just as exciting as the wedding day itself, but it can quickly become a nightmare if you fail to insure it. "Adding it to your home insurance with the valuation certificate or receipt takes seconds and means you can focus on living happily ever after."
The AA's advice page answers the most popular questions, including: Do I need to tell my insurer I have an engagement ring? How can I protect my engagement ring? How can I claim if I lose my engagement ring?
Some people wait a lifetime for a ring, like Kathryn Green, 28, from Dorset. She had her wedding song picked out by the start of secondary school. She knew she wanted cupcakes, instead of the traditional cake. She even knew she wanted a pick'n'mix station at her wedding. What she didn't know is that she'd be spending her own money on an engagement ring... after losing the first. Her fiancée-now-husband proposed to her when they were visiting her parents in Dorset. He had clearly spent a lot on the ring; "More than I thought he'd spend," she adds. She almost felt nervous wearing it for the first few weeks because she'd never owned something so valuable. Imagine her surprise when, after a country walk with her fiancé, she noticed her left hand felt noticeably lighter. They'd already been in the car for 20 minutes before she had looked at her hand and saw that the ring was gone. In a panic, she said nothing. And she kept saying nothing for a few weeks after that. Finally, after two weeks of hiding her secret, she came clean. Her fiancé thought they could get some money back on the insurance, but they hadn't listed it as a valuable item – and it was worth more than what their policy would cover. "I never thought he'd spend that much; suddenly, I wished he hadn't," she says. Realising they couldn't claim any money back from the insurance, Kathryn offered to buy her own replacement ring. But in the end, the two decided to split the cost. They took the money out of the wedding budget and simply cut what wasn't necessary. She insured the new ring the same day that she bought it. "I wasn't going to make the same mistake twice," she says.
For more information regarding insuring your ring please visit: www.theaa.com
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